Paga Pos Machine Price, Charges, Daily Target: How to get Paga Pos Machine

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Paga is a leading mobile money and payments platform in Nigeria. It offers a variety of services, including money transfers, bill payments, and airtime top-up. Paga also offers POS machines to businesses and individuals who want to accept payments from customers.

In this blog post, we will discuss the price of Paga POS machines, the charges associated with using them, the daily target, and how to get a Paga POS machine. We will also provide some tips on how to use Paga POS machines effectively.

Paga POS machines are a convenient and affordable way to accept payments from customers. They are easy to set up and use, and they offer a variety of features that can help businesses grow. If you are looking for a way to accept payments from customers, a Paga POS machine is a great option.

Paga Pos Machine Price

In Nigeria, the average price of a Paga POS machine is ₦35,000. However, some models can be priced as low as ₦25,000 or as high as ₦50,000.

The price of a Paga POS machine also includes the cost of the SIM card and the initial loading of airtime. The SIM card and airtime are typically priced at ₦5,000.

In addition to the cost of the POS machine, there are also monthly charges associated with using the machine. These charges include a transaction fee and a maintenance fee. The transaction fee is typically 1.5% of the value of each transaction. The maintenance fee is typically ₦500 per month.

The initial investment is relatively small, and the monthly charges are reasonable.

Paga POS Charges

Paga POS charges vary depending on the type of transaction. Here are some of the most common Paga POS charges:

  • Airtime top-up: ₦2 per transaction.
  • Bill payments: ₦5 per transaction.
  • Bank transfers: ₦15 per transaction.
  • Cash withdrawals: ₦100 per transaction.
  • P2P transfers: Free.

In addition to these charges, there is also a monthly maintenance fee of ₦500.

Here is a table of the most common Paga POS charges.

Transaction Type Charge
Airtime top-up ₦2
Bill payments ₦5
Bank transfers ₦15
Cash withdrawals ₦100
P2P transfers Free
Monthly maintenance fee ₦500

Paga POS Daily Target 

Paga POS agents do not have a daily target. There is no minimum or maximum amount of transactions that you must process in order to earn money with Paga POS. However, the more transactions you process, the more money you will earn.

Paga POS agents earn a commission on each transaction that they process. The commission rate varies depending on the type of transaction. For example, the commission rate for airtime top-up is typically lower than the commission rate for bill payments.

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In addition to the commission on transactions, Paga POS agents also earn a monthly bonus. The amount of the monthly bonus depends on the total amount of transactions that you processed in the previous month.

So, while there is no daily target for Paga POS agents, you can earn more money by processing more transactions. If you are looking for a way to increase your income, a Paga POS machine is a great option.

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How to get Paga Pos Machine

If you’re interested in acquiring a Paga POS machine, there are two primary methods to obtain one: purchasing directly from Paga or leasing the machine from them. Both options offer flexibility, and you can choose the one that best suits your business needs and budget. Here’s a breakdown of how to get a Paga POS machine:

  • Buying a Paga POS Machine: To purchase a Paga POS machine, you have the option to buy it directly from Paga’s website or through one of their authorized agents. The cost of the POS machine may vary based on the model and features it offers, typically ranging from ₦35,000 to ₦50,000.
  • Leasing a Paga POS Machine: If buying the machine outright is not your preferred option, Paga also provides the option to lease a POS machine. With the leasing option, you can pay a monthly fee to use the machine. The monthly lease fee may vary depending on the specific model, generally ranging from ₦10,000 to ₦15,000.

To initiate the process of acquiring a Paga POS machine, you will need to provide certain information and documents. These typically include:

  • Your name and contact details: Paga will require your full name, phone number, and email address to establish communication and contact you regarding the application process.
  • Your business name and address: If you are acquiring the POS machine for business purposes, you will need to provide the official name and address of your business.
  • Your BVN (Bank Verification Number): Paga may require your BVN as part of their verification process to ensure the security and integrity of the transaction.
  • A copy of your ID card: To verify your identity, you will need to submit a clear and valid copy of your identification card, such as a national ID card, driver’s license, or international passport.

Once you have gathered the necessary information, you can submit your application to Paga. They will review your application and contact you if it is approved. The approval process typically involves verifying the information provided and conducting the necessary background checks.

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It’s worth noting that the availability and specific terms and conditions for obtaining a Paga POS machine may vary, so it’s advisable to check with Paga directly or their authorized agents for the most accurate and up-to-date information.


How do I request a POS machine? 

To request a Paga POS machine, you can visit the Paga website or get in touch with their authorized agents. You will need to provide your personal and business details, such as your name, contact information, business name, and address. Paga will review your application and contact you if it is approved.

How much do I need to start a Paga business? 

The cost of starting a Paga business may vary depending on various factors. It typically includes the cost of acquiring a Paga POS machine, which can range from ₦35,000 to ₦50,000 for purchasing or a monthly lease fee ranging from ₦10,000 to ₦15,000. Additionally, there may be other expenses associated with setting up your business, such as registration fees, marketing costs, and initial inventory.

How much do I need to be a Paga agent? 

To become a Paga agent, you will need to meet certain requirements and have the necessary resources to support your business operations. The exact amount you need may vary depending on factors such as location, size of the operation, and the services you plan to offer. It’s advisable to contact Paga directly or their authorized agents for more information on the specific financial requirements to become a Paga agent.

How much do POS agents charge per transaction? 

The charges per transaction for POS agents can vary, as it depends on the agreement between the agent and Paga. It is common for agents to charge a percentage or a fixed fee for each transaction processed through the Paga POS machine. The specific charges may vary, so it’s important to clarify this information with Paga or their authorized agents.

How do POS agents get paid? 

POS agents typically receive payment for their services based on the transactions they process. When a customer makes a payment using the Paga POS machine, the funds are securely transferred to the agent’s account. The agent can then access these funds, either through bank transfers or withdrawal at authorized Paga agent locations. The payment process is usually straightforward and facilitated by Paga’s payment infrastructure.


In conclusion, the Paga POS machine offers businesses a reliable and convenient payment solution in today’s increasingly cashless society. Whether you choose to purchase or lease the machine, it provides flexibility to suit your business needs and budget. Understanding the pricing, charges, and daily targets associated with the Paga POS machine is crucial for making informed decisions about integrating it into your business operations.

By purchasing a Paga POS machine directly from Paga or leasing one, you can expand your payment options and provide convenience to your customers. The cost of the machine varies depending on the model, with prices typically ranging from ₦35,000 to ₦50,000 for purchasing and monthly lease fees ranging from ₦10,000 to ₦15,000 for leasing.

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