Is Aella Credit Loan legit? How to Apply, Interest Rate, App Download, customer care contacts

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Aella Credit Loan is a reputable lending platform that provides quick and reliable loans for both personal and business needs. It offers an easy application process and competitive interest rates. With Aella Credit Loan, you can easily access the funds you need through their user-friendly app. Whether you’re looking to consolidate debt, fund a home improvement project, or invest in your business, Aella Credit Loan has got you covered. Let’s dive deeper into the legitimacy of Aella Credit Loan and explore how you can apply, check the interest rates, download the app, and contact customer care for any assistance.

Is Aella Credit Loan legit?

Absolutely! Aella Credit Loan is a trusted and reliable lending platform. With a simple and transparent application process, competitive interest rates, and a user-friendly app, Aella Credit Loan is a legitimate option for your financial needs. You can rest assured that your personal and business loan requirements will be met with professionalism and efficiency. Don’t let doubts hold you back, Aella Credit Loan is here to help you achieve your financial goals with ease and peace of mind.

How to apply for an Aella Credit Loan 

Applying for an Aella Credit Loan is quick and easy. Here are the steps you need to follow:

  1. Visit the Aella Credit Loan website or download their user-friendly app.
  2. Create an account by providing your personal and contact information.
  3. Fill out the loan application form, which includes details such as loan amount, purpose, and repayment period.
  4. Submit the required documents, such as identification and proof of income.
  5. Wait for your loan application to be reviewed and approved.
  6. Once approved, you will receive the funds directly into your bank account.

Remember, Aella Credit Loan ensures a hassle-free and transparent application process, making it convenient for you to obtain the funds you need for personal or business use.

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Aella Credit Loan Interest Rate

Aella Credit’s interest rate ranges from 6% to 20%, depending on the borrower’s credit rating and the loan term. The interest rate is calculated on a monthly basis and is added to the principal amount of the loan.

For example, if you borrow ₦100,000 at an interest rate of 10% for a period of 6 months, you will pay a total of ₦10,000 in interest. This means that your total repayment amount will be ₦110,000.

Aella Credit also charges a one-time origination fee of 1% to 3% of the loan amount. This fee is used to cover the costs of processing and underwriting the loan.

How To Download Aella Credit Loan App

Ready to download the Aella Credit Loan app? Here’s how you can get started:

  • Visit the App Store or Google Play Store on your mobile device.
  • Search for “Aella Credit Loan” and click on the app.
  • Tap the “Install” or “Get” button to begin the download.
  • Once the app is downloaded, open it and create an account or log in if you already have one.
  • Explore the app’s user-friendly interface and easily access your loan information, make payments, and track your progress.

With the Aella Credit Loan app, managing your loan has never been easier. Download it now and experience the convenience firsthand!

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Aella Credit Loan Customer Care Contacts 

The Aella Credit loan customer care contacts are as follows:

  • Phone: +234-809-111-1213
  • Email:
  • Live chat: Through the Aella loan app

The customer service team is available 24/7 to help you with any questions or issues you may have.

You can also contact Aella Credit customer care through their social media pages:

  • Facebook:
  • Twitter:
  • Instagram:

Please note that Aella Credit does not have any physical branches. All customer support is provided remotely through the above channels


How do I contact Aella loan app?

  • You can typically contact Aella’s customer support through the following methods:
    • Visit the Aella website or app and look for the “Contact Us” or “Customer Support” section, which often includes options to send an email, fill out a contact form, or access a live chat feature.
    • Check if Aella has provided a customer support phone number or email address for direct inquiries.
    • Aella may also have a presence on social media platforms where you can reach out for assistance or information.
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How does Aella loan app work?

  • Aella offers loans to eligible borrowers through its mobile app or website. To use Aella, you’ll typically need to:
    • Download the Aella app from your device’s app store.
    • Create an account by providing necessary personal and financial information.
    • Complete your profile and verify your identity as required.
    • Apply for a loan within the app, specifying the loan amount and repayment duration.
    • Await loan approval, which is often quick.
    • If approved, the loan funds are disbursed to your bank account or mobile wallet.
    • Repay the loan according to the agreed-upon terms and schedule.

How much can Aella borrow me for the first time?

The loan limit for a first-time borrower on Aella can vary based on your creditworthiness and other factors. When you create an account and apply for a loan, the app will typically display your eligible loan amount based on its assessment of your profile.

What is the interest rate for Aella credit loan?

The interest rates on Aella loans may differ depending on various factors, including the loan amount and duration. Interest rates are typically disclosed to borrowers during the loan application process. Be sure to review and understand the interest rate associated with your specific loan offer.

What is the monthly interest rate on a loan?

The monthly interest rate on a loan can vary from lender to lender and may depend on the loan amount, repayment term, and other factors. To find out the specific monthly interest rate for an Aella loan, review the terms and conditions provided when you apply for a loan through the app.


In conclusion, Aella Credit Loan is a trusted and legitimate lending platform that offers quick and reliable loans for both personal and business needs. With a simple application process, competitive interest rates, and a user-friendly app, Aella Credit Loan provides convenience and peace of mind for borrowers. Whether you need funds for debt consolidation, home improvement, or business investment, Aella Credit Loan has you covered. Download their app, apply for a loan, and experience the benefits for yourself. Don’t hesitate to reach out to their customer care team for any further assistance or questions. Aella Credit Loan is here to help you achieve your financial goals.


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