Eco Bank Transfer Code – Eco Bank USSD Code For Transfers, Airtime and Data Purchase, Check Account Balance, Borrow Loans

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Eco Bank, one of the leading financial institutions in Nigeria, has embraced modern technology to provide its customers with convenient banking solutions.

 As part of their commitment to delivering seamless banking experiences, Eco Bank offers a transfer code and USSD code system that enables customers to perform a variety of banking transactions right from their mobile devices. 

This innovative service has revolutionized the way customers interact with their accounts, allowing them to transfer funds, check balances, and access various banking services with ease and efficiency.

 In this article, we will explore the Eco Bank transfer code and USSD code, highlighting their features, benefits, and how customers can leverage this technology to enhance their banking experience.

About Eco Bank

Eco Bank, officially known as Ecobank Transnational Incorporated, is a leading pan-African banking group that was founded in 1985. Headquartered in Lomé, Togo, Eco Bank operates in 33 African countries, making it one of the most geographically diverse banks on the continent. The bank’s strategic presence spans West, Central, East, and Southern Africa, positioning it as a key player in the African financial services industry.

Eco Bank was established with the vision of promoting economic integration and financial inclusion across Africa. The bank’s mission is to provide convenient, accessible, and innovative banking solutions to individuals, businesses, and institutions. By leveraging its extensive network and expertise, Eco Bank aims to facilitate trade, investment, and economic growth across the continent.

With a strong focus on retail and corporate banking, Eco Bank offers a wide range of products and services to meet the diverse needs of its customers. In the retail banking segment, the bank provides savings accounts, current accounts, personal loans, mortgages, debit cards, credit cards, and digital banking solutions. 

Eco Bank is committed to expanding access to financial services, reaching both urban and rural areas through its branch network and digital platforms.

Eco Bank’s corporate banking division caters to the banking needs of businesses and corporate clients. The bank offers corporate accounts, trade finance services, cash management, project finance, treasury services, and advisory services. 

Eco Bank’s expertise in African markets, coupled with its extensive network, enables it to support businesses in various sectors and contribute to economic development across the continent.

The bank’s investment banking and capital markets operations focus on providing financial advisory services, mergers and acquisitions, capital raising, and facilitating securities trading. 

Eco Bank plays an essential role in promoting investment opportunities and supporting capital market activities in Africa.

Recognizing the growing importance of digital banking, Eco Bank has made significant investments in technology to deliver convenient and innovative banking solutions. 

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The bank’s digital channels include mobile banking apps, internet banking, and the Eco Bank transfer code and USSD code system. These platforms empower customers to perform transactions, access banking services, and manage their accounts seamlessly through their mobile devices.

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In addition to its financial services, Eco Bank is committed to corporate social responsibility and sustainability. The bank supports initiatives and projects aimed at promoting education, healthcare, environmental conservation, and social development across Africa. 

Eco Bank’s sustainability efforts align with the United Nations Sustainable Development Goals (SDGs) and demonstrate its commitment to making a positive impact on society and the environment.

Eco Bank Transfer Code 

The Eco Bank transfer code is *326#. This is a convenient and efficient way for Eco Bank customers to perform banking transactions using their mobile phones. With the Eco Bank transfer code, customers can access a range of services, such as fund transfers, balance inquiries, bill payments, airtime purchases, and more, without the need for an internet connection.

To use the Eco Bank transfer code, customers need to register their mobile numbers with the bank and create a Personal Identification Number (PIN). 

Once registered, they can follow these steps:

  1. Dial the designated Eco Bank transfer code on their mobile phone. The specific code may vary depending on the country or region. For example, in Nigeria, the Eco Bank transfer code is *326#.
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  6. Select the desired service by entering the corresponding number or keying in the appropriate command.
  7. Follow the prompts and provide the required information, such as recipient’s account number, amount to transfer, or bill payment details.
  8. Confirm the transaction details, and if everything is correct, authorize the transaction using the provided options, usually by entering the PIN.
  9. Once the transaction is completed, a confirmation message will be displayed on the screen, and an SMS notification may also be sent to the customer’s registered mobile number.

The Eco Bank transfer code provides customers with a convenient way to perform banking transactions on the go, without the need to visit a branch or use internet banking. It offers flexibility and accessibility, particularly for customers in remote areas or those who prefer using basic mobile phones without internet connectivity.

Eco Bank USSD Code For Transfers, Airtime and Data Purchase, Check Account Balance, Borrow Loans

The Eco Bank USSD code, also known as the Unstructured Supplementary Service Data code, is a powerful tool that allows customers to access various banking services through a simple dialing process. 

By entering a specific USSD code on their mobile phones, customers can access a menu of options and perform transactions such as fund transfers, balance inquiries, bill payments, airtime purchases, and more.

The Eco Bank USSD code offers a plethora of benefits to customers. It provides a convenient and accessible channel for conducting banking transactions, eliminating the need for physical visits to branches or access to the internet. This service is particularly advantageous for customers in remote areas or those who do not have smartphones or consistent internet connectivity.


How do I activate my Ecobank USSD transfer code? 

To activate your Ecobank USSD transfer code, follow these steps:

  1. Dial the designated USSD code for Ecobank on your mobile phone.
  2. Follow the prompts to select the option for “Transfer” or “Fund Transfer.”
  3. Provide the required information, such as the recipient’s account number and the transfer amount.
  4. You may be prompted to create a PIN or authenticate the transaction using your existing PIN.
  5. Once the transaction is successful, your USSD transfer code will be activated for future use.
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How do I get my Ecobank mobile transfer PIN? 

To get your Ecobank mobile transfer PIN, you can follow these steps:

  1. Visit any nearby Ecobank branch and request assistance from a customer service representative.
  2. Provide the necessary identification and account details to verify your identity.
  3. The customer service representative will assist you in generating a mobile transfer PIN for your Ecobank account.
  4. Alternatively, you may be able to generate a transfer PIN through the Ecobank mobile app or internet banking platform, depending on the options available.

How to transfer money from my Ecobank account to another account? 

 To transfer money from your Ecobank account to another account, you can use any of the following methods:

  • USSD Transfer: Dial the Ecobank USSD code on your mobile phone, follow the prompts for “Transfer,” provide the necessary details (such as the recipient’s account number), and confirm the transaction.
  • Mobile App: Download and install the Ecobank mobile app on your smartphone, log in to your account, navigate to the “Transfer” or “Send Money” section, enter the recipient’s details, and complete the transfer.
  • Internet Banking: Access Ecobank’s internet banking platform using a web browser, log in to your account, select the option for “Transfer” or “Send Money,” enter the recipient’s information, and authorize the transaction.

 How do I activate my Ecobank online transfer? 

To activate your Ecobank online transfer, you may need to follow these general steps:

  1. Visit the Ecobank website and navigate to the online banking login page.
  2. Click on the “Register” or “Sign Up” button to initiate the registration process.
  3. Provide the required information, including your account details, personal information, and contact details.
  4. Create a strong password and set up any additional security measures, such as security questions or a two-factor authentication process.
  5. Complete the registration process by following any additional instructions provided.
  6. Once your registration is successful, you should be able to log in to your Ecobank online banking account and access the transfer functionality.

How do I activate an online transaction? 

 Activating online transactions may vary depending on the specific bank and its security measures. Here are some general steps to activate online transactions:

  1. Log in to your online banking account using your username and password.
  2. Navigate to the account settings or security settings section.
  3. Look for an option related to online transactions or transaction limits.
  4. Follow the prompts to enable online transactions, which may include setting transaction limits, confirming your identity, or registering additional security measures.
  5. Once the activation process is complete, you should be able to perform online transactions, such as transferring funds, making bill payments, or making online purchases.


In conclusion, the Eco Bank transfer code and USSD code have revolutionized the way customers interact with their accounts and perform banking transactions. With the convenience and accessibility offered by these services, Eco Bank customers can transfer funds, check balances, pay bills, and access various banking services with just a few taps on their mobile phones. 

The transfer code and USSD code have eliminated the barriers of physical visits to branches or the need for internet connectivity, making banking more convenient, especially for customers in remote areas or those without smartphones.

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