Is Moniepoint legit? Moniepoint Review

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There are countless online payment platforms available, each promising convenience and security for users. One of the key players in the market is Moniepoint, a digital payment service that has gained popularity in Nigeria. With so many options available, it can be overwhelming to determine which platform is truly legitimate and trustworthy. In this blog post, we will take a closer look at Moniepoint and provide a thorough review to answer the question on many people’s minds: is Moniepoint legit?

What Are The Features Of Moniepoint 

Moniepoint offers a range of features that make it a convenient and user-friendly online payment platform. Here are some key features of Moniepoint:

  1. Easy Account Setup: Creating an account with Moniepoint is a breeze. Users can sign up within minutes by providing basic information and verifying their identity.
  2. Multiple Payment Options: Moniepoint supports various payment methods, including bank transfers, debit cards, and mobile wallets. This allows users to choose the option that is most convenient for them.
  3. Bill Payment: With Moniepoint, users can easily pay their bills, including utilities, phone bills, and cable TV subscriptions. This saves time and effort by eliminating the need to visit multiple payment centers.
  4. Airtime Recharge: Moniepoint enables users to recharge their mobile airtime instantly, anytime, and anywhere. This feature ensures that users never run out of credit and can stay connected with friends and family.
  5. QR Code Payments: Moniepoint utilizes QR codes, making payments seamless and hassle-free. Users can simply scan the QR code at partner stores and make payments without the need for cash or cards.
  6. Instant Transfers: Moniepoint allows for quick and secure money transfers to other Moniepoint users or any bank account in Nigeria. This makes sending and receiving money effortless and efficient.
  7. Transaction History: Moniepoint provides users with a detailed transaction history, allowing them to track their expenses and manage their finances effectively.
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With these features, Moniepoint offers a comprehensive and reliable payment solution for individuals and businesses alike. Its user-friendly interface and secure infrastructure make it a top choice for many Nigerians seeking a convenient and trustworthy payment platform.

Is Moniepoint Legit

The answer is a resounding yes.

Moniepoint is backed by a strong reputation and is licensed by the Central Bank of Nigeria. This ensures that they comply with the highest industry standards and regulations, providing users with peace of mind when using their platform.

Additionally, Moniepoint has implemented robust security measures, including encryption technology and multi-factor authentication, to protect users’ personal and financial information. Their commitment to safeguarding user data demonstrates their dedication to maintaining a secure platform.

Furthermore, Moniepoint’s extensive range of features and services speaks to their legitimacy. From easy account setup to instant transfers and bill payments, Moniepoint offers a comprehensive suite of services that cater to the diverse needs of users.

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Can I trust Moniepoint?

Moniepoint is generally considered a trustworthy financial technology (fintech) company that provides mobile payment and financial services in Nigeria. Trust in Moniepoint may vary based on users’ experiences and their understanding of the app’s security measures. It’s advisable to follow standard security practices, such as setting a strong PIN or password for your account, and to exercise caution when sharing sensitive information.

Which is better, Moniepoint or Palmpay?

The choice between Moniepoint and Palmpay depends on your specific needs and preferences. Both platforms offer similar financial services, including mobile money transfers and bill payments. The “better” option depends on factors like transaction fees, service availability in your region, and the specific features that align with your financial goals. It’s recommended to compare the services and features of both platforms to determine which one best suits your needs.

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Is Moniepoint approved by CBN?

Moniepoint is expected to operate within the regulatory framework of the Central Bank of Nigeria (CBN) and other relevant authorities. Regulatory approval and compliance are essential for fintech companies. You can verify the current status of Moniepoint’s approval by checking with the CBN or visiting Moniepoint’s official website for more information.

Which bank owns Moniepoint?

Moniepoint is not owned by a traditional bank. It operates as a standalone fintech company that offers mobile payment and financial services independently. While it may partner with banks for certain services, it is an independent entity.

What is the old name of Moniepoint?

Moniepoint was formerly known as Agentpoint.


In conclusion, Moniepoint is a legitimate and trustworthy online payment platform in Nigeria. With its user-friendly interface, extensive features, and commitment to security, Moniepoint has proven itself as a reliable choice for individuals and businesses alike.

The implementation of robust security measures further solidifies Moniepoint’s reputation as a secure platform for online payments.

In summary, Moniepoint is a trusted and reliable online payment platform that offers convenience, security, and a wide range of features to meet the diverse needs of its users in Nigeria.

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