Creditwise Loan Nigeria, Reviews, How To Apply, Interest Rate And Customer Care Number

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Creditwise Loan Nigeria is a reputable and reliable lending option available in Nigeria. It provides individuals and businesses with access to much-needed financing. Whether you need funds for personal use or for your business, Creditwise has got you covered. 

With their quick and hassle-free loan application process, you can get approved for a loan in no time. Creditwise offers competitive interest rates and flexible repayment terms to suit your financial needs. This lending platform has garnered positive reviews from past customers, highlighting their exceptional customer service and transparency. When it comes to loans in Nigeria, Creditwise Loan Nigeria is definitely a trusted choice.

In this post, we will provide you with all the necessary information about Creditwise loans, including reviews from past customers, how to apply for a loan, the current interest rate, and their customer care number for any inquiries or concerns. 

Whether you’re looking for a personal loan, business loan, or any other type of financing, Creditwise has got you covered. Keep reading to find out more about this popular lending option in Nigeria.

How To Apply For A Creditwise Loan

Applying for a Creditwise Loan in Nigeria is quick and easy. 

Here are the steps you need to follow:

  1. Visit the Creditwise website or download their mobile app.
  2. Create an account by providing your personal and financial information.
  3. Choose the type of loan you need, such as a personal or business loan.
  4. Enter the loan amount and desired repayment term.
  5. Upload any required documents, such as identification and proof of income.
  6. Review and submit your application.
  7. Wait for Creditwise to review and process your application.
  8. If approved, the funds will be disbursed to your bank account.
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Creditwise provides a streamlined and hassle-free loan application process, ensuring you can get the funds you need without any unnecessary delays.

Read Also: Sure Credit Loan, Reviews, Customer Care Number, App Download

Creditwise Loan Interest Rate 

Creditwise loan interest rates vary depending on the loan amount, term, and your creditworthiness. However, they generally range from 12% to 20% per annum.

For example, if you borrow ₦100,000 for one year at an interest rate of 12% per annum, you will pay ₦12,000 in interest. Your total repayment will be ₦112,000.

Customer Care Number For Creditwise Loan 

The customer care number for Creditwise Loan Nigeria is:


This number is available from Monday to Sunday from 9am to 10pm. You can use this number to contact Creditwise customer support with any questions or concerns you have about your loan.


Can I get a loan with CreditWise? 

CreditWise is not a direct lender but a credit monitoring service provided by Capital One. While you can’t get a loan directly from CreditWise, it can help you monitor your credit and provide insights into your creditworthiness, which can be valuable when applying for loans from other financial institutions.

Where is CreditWise located? 

CreditWise operates online and can be accessed from anywhere with an internet connection. It doesn’t have physical locations as it is primarily a web-based service.

How do I get a good loan rate? 

To secure a good loan rate, you should work on improving your credit score, which demonstrates your creditworthiness to lenders. Additionally, maintain a steady source of income, have a low debt-to-income ratio, and choose loans that match your financial profile. Shopping around and comparing offers from various lenders can also help you find the best loan rate.

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What is the interest rate on NewCredit loan? 

The interest rate on a NewCredit loan can vary depending on the type of loan, the loan amount, and your creditworthiness. To get the specific interest rate for a NewCredit loan, you’ll need to contact NewCredit or visit their website for the most up-to-date information.

What is the loan rate right now? 

Loan rates can fluctuate regularly due to market conditions and individual lender policies. To find out the current loan rates, it’s best to check with specific lenders or financial institutions as they can provide the most accurate and up-to-date information on their loan offerings.


In conclusion, Creditwise Loan Nigeria is a trusted and reputable lending option for individuals and businesses in Nigeria. With their quick and hassle-free loan application process, competitive interest rates, and flexible repayment terms, Creditwise provides the funds you need without burdening you with high costs.

Past customers have praised their exceptional customer service and transparency, making them a reliable choice. If you’re in need of a loan, whether for personal or business use, Creditwise Loan Nigeria should be at the top of your list. Contact their customer care team for any inquiries or concerns, and start your loan application today

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