List of Loan Apps That Call Contacts and Send Messages to Contacts

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Are you in need of some quick cash? Well, look no further because we have compiled a list of loan apps that not only provide fast and easy access to loans but also have a unique feature – they call and send messages to your contacts. 

This can be a convenient way to get in touch with potential lenders and increase your chances of getting approved for a loan. So, let’s take a look at some of the top loan apps that offer this feature and see how it can benefit you in times of financial need.

Why Do Loan Apps Call And Send Messages To Contacts  

Loan apps have become increasingly popular in recent years, offering individuals a convenient way to access quick cash. However, some of these loan apps go beyond the standard application process by calling and sending messages to your contacts. While this may initially seem intrusive, there are valid reasons why loan apps use this feature:

  1. Verification: Loan apps may call your contacts to verify your identity and confirm the information provided during the application process. This helps prevent fraudulent activity and ensures that the loan is being given to the right person.
  2. References: Some loan apps require references as part of their approval process. By calling your contacts, they can gather additional information about your character and reliability, increasing your chances of getting approved for a loan.
  3. Collections: In the unfortunate event that you default on your loan, loan apps may use your contacts as a means to reach you for collections purposes. This is a way for them to recoup their losses and attempt to recover the funds.
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Overall, while the practice of loan apps calling and messaging your contacts may seem unusual, it serves important purposes such as verification, reference checks, and collections. It is essential to weigh the benefits against the potential invasion of privacy before deciding to use these apps.

List of Loan Apps That Call Contacts and Send Messages to Contacts  

Here is a list of loan apps that call and send messages to your contacts, offering you a unique and convenient way to access quick cash:

  • Carbon
  • Palmcredit
  • Okash
  • EasyCredit
  • Oxloan
  • Ease Cash
  • Speedy Choice
  • FastMoney
  • GetCash
  • 9ja Cash
  • Softpay
  • Rapid Naira
  • Monicredit
  • Ucredit
  • LCredit
  • Xcredit
  • PalmCredit
  • ForNaira
  • GoCash
  • Cashrain
  • KashKash
  • 9credit.

Please note that while these loan apps provide convenient access to funds, it’s important to carefully consider the potential privacy implications before deciding to use them.

How To Stop Loan Apps From Sending Messages To Contacts  

If you’re uncomfortable with loan apps calling and sending messages to your contacts, here are some steps you can take to stop this practice:

  1. Opt out: Check the app settings to see if there is an option to opt out of contact calling and messaging. Some apps may provide this feature, allowing you to maintain your privacy.
  2. Permissions: Review the permissions you granted to the loan app during installation. Disable any access to your contacts or call logs to prevent them from using this information.
  3. Delete contacts: Remove any unnecessary contacts from your phonebook. This reduces the chances of loan apps reaching out to your contacts for verification or reference purposes.
  4. Research app policies: Before downloading a loan app, research their privacy policy and terms of use. Look for information on how they handle contact data and whether they share it with third parties.
  5. Contact app support: If you’re still receiving calls or messages from loan apps despite opting out or adjusting permissions, contact the app support team and request that they stop contacting your contacts.
Also Read  Best Loan App for Android and iPhone Users in Nigeria 2023

Remember, it’s important to carefully consider the potential privacy implications of using loan apps and take necessary steps to protect your personal information.

Read Also: How to Stop Loan Apps from Accessing Your Bank Account or Money in the Bank Account

FAQS

Does Okash send messages to contacts?

Okash and similar loan apps may request access to your contacts during installation. This access is often used for loan application references, but they should not send messages to your contacts without your consent. Be cautious and review the app’s permissions during setup.

Can Palmcredit call my contacts?

Palmcredit and other loan apps typically request access to your contacts for reference purposes. However, they should not call your contacts without your consent. Ensure you review and control the permissions granted to the app.

Do loan apps copy your contacts?

Loan apps may request access to your contacts, but it is generally for reference and verification purposes. They should not copy your contacts without your knowledge. Be mindful of the permissions you grant and review the app’s privacy policy.

Will PalmPay call my contacts?

PalmPay and other financial apps may ask for contact access for specific functions like sending referral invitations. They should not call your contacts without your consent. Check and manage the permissions to protect your privacy.

Does PalmPay send SMS?

PalmPay and similar apps may send SMS messages for transaction notifications, updates, or promotional offers. You can typically control the SMS notifications in the app settings.

Conclusion 

Loan apps have become a popular and convenient way to access quick cash. However, some of these apps go beyond the standard application process by calling and messaging your contacts. While this may initially raise privacy concerns, it’s important to consider the valid reasons why loan apps use this feature.

If you’re uncomfortable with loan apps accessing your contacts, there are steps you can take to opt out or limit their access. It’s important to carefully review app settings, permissions, and privacy policies to protect your personal information.

Ultimately, the decision to use loan apps that call and message your contacts is a personal one that should consider the potential benefits and privacy implications.

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