How to open Access Bank Account Online

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In this guide, you will be shown “How to open Access bank account online” without visiting the bank vicinity.

Unlike before that, you need to visit an Access bank branch with the necessary documents needed to open a bank account.

But due to the rampant growth in technology, you can now perform a self-service to open an Access bank savings account online using the “Access More mobile app”.

The savings account opened on the mobile app can be used to make transactions, pay bills (electricity, water, cable TV bills E.T.C), buy data or airtime, inter-bank transfers, investment services, buy game vouchers E.T.C.

Before showing you how to open the Access bank savings account, let’s take a quick look at the benefits/features.

How to open Access Bank Account Online

Benefits/features of Access bank savings account

  • There is no minimum account opening balance
  • The maximum one-time deposit is N50,000 and the maximum amount the savings account can hold is N300,000
  • You can only be issued a Verve card only, no Master card or Visa card
  • There will be no monthly maintenance charge incurred

These are some of the benefits, there is so much more that you get to enjoy as an Access bank savings account holder.

Now, let’s proceed to the requirements needed to open this account on your mobile phone.

Requirements To Open Access bank savings account

Before you you can an account on your phone, you will need to have all the below-outlined requirements, else you will not be able to follow this guide. 

  • The Access bank “Access more” mobile app available for both Android and IOS
  • An active Email address and a registered mobile phone number
  • A stable internet connection and a smartphone (Either Android or iPhone)
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How to open access bank account online (Mobile app)

Below is the step-by-step process you can follow to open an Access bank savings account at the comfort of your home.

  • You need to download and install the “Access more” mobile app, go to Google play store or Apple store for IOS users
  • After a successful installation, open the app and click on the “Register” button
  • On the next screen, enter your “Mobile phone number“, an authentication code will be sent to your phone via SMS
  • Enter the code where appropriate, and select to open “Savings account
  • Now is the time to fill in personal information, enter your “First and Last Name
  • Setup DOB (Date Of Birth), choose your gender, and click “Next
  • On the next onboarding step, enter your mobile phone number again and a valid “Email address
  • Input your NIN (National Identity Number), enter your “Home address” and click next
  • On the final step, you will be required to choose your desired Access bank branch near you, do so and click on “Create account

If you follow the process closely, your account will be activated instantly.


With the help of technology, you don’t need to queue at the bank to get most things done.

This is self-service at its best, let me know in the comment section if you have any questions or you feel stuck in a process.

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